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Posted by Stacey West (NH/MA) on 5/19/2017

Thereís a lot of design trends that youíll want to keep up with as a homeowner. What are people doing to their backyards to make them more beautiful? What types of countertops are buyers looking for these days? Some trends are beneficial. However, thereís a lot of trends that can be detrimental to your home. You want your home to be an expression of who you are, however, there are some trends that just arenít attractive to buyers. 


Bright And Bold May Not Be Beautiful 


While that lime green room may look really attractive to you, it probably wonít look as good to anyone else. The best colors for paint inside of your home are the neutral colors. These include beiges, grays and soft whites. The most important thing is to keep your paint color consistent throughout your home. Not that you canít change shades from room to room, but donít make the paint change too drastic.  


No One Really Likes Shiny Things


As much as you may like shiny accessories throughout the home, itís not going to be everyoneís thing. Although people will be decorating your home on their terms once they buy it, itís important to note that busy isnít always better. People need to be able to see past how you have set up your home to see the potential it holds for them.  


An Open Floor Plan Thatís Too Open

You can take the idea of an open floor plan to an extreme. There are certain rooms in the home that just deserve privacy. The bathrooms and the bedrooms need walls surrounding them to give people the space and quiet that they need. If thereís no good way for you to fix this issue, you may want to find some room screens before your open house in order to keep buyers interested.  


Converted Rooms Squash Vision


If you have a third bedroom that you have converted into a home gym, thatís great for you. It may be hard for other people visiting the home to realize what the room could be used for. You may not have to move everything before an open house, but try to keep the room open for possibility.     


Carpeting Kills Buyerís Dreams


Thereís not many more terrifying things to buyers than walking into a home and seeing wall-to-wall carpeting. Their minds race, thinking of the possibilities of how to get beloved hardwood floors into the picture. If thereís floor under your carpet and you know you're going to sell soon, youíd be wise to tear up the carpet and polish up those floors. It will attract more buyers and sell faster because people will know they have that much less work to do once they move in. 


The Takeaway

 The important point here is that when youíre getting ready to show your home, youíll want to take your personality out of the picture. Buyers need to have space to get the vision to see how they can make your former home their own. Reversing a few of the personal upgrades that you have made to your home can help you to make it a more welcoming place for new owners to begin a journey.




Categories: Uncategorized  


Posted by Stacey West (NH/MA) on 5/12/2017

One of the worst mistakes you can make when looking for a new home is to allow yourself to become discouraged. Once that happens, your energy level drops, your optimism wavers, and your standards slide.

Searching for just the right house for you and your family may take longer than you expect, but success is often right around the corner! In the mean time, persistence and mental focus will help you get past the rough spots and detours. If you decide to work with a real estate buyers' agent, they will help keep you motivated, encouraged, and updated on new listings.

Although a certain amount of flexibility is necessary when you're in the market for a new home, there are advantages to having a clear picture in your mind of what you're looking for. There are a lot of factors that can play a role in your degree of happiness and comfort in a new home, and it's vital to recognize exactly what those key features and characteristics would be.

Here are a few things to mull over as you visit homes for sale and compare the pluses and minuses of each.

  • Location: In addition to seeking out a neighborhood that's convenient for shopping, commuting, and meeting your family's needs, it also pays to keep investment value in mind. While nobody can look into a crystal ball and say with absolute certainty that property values will increase in the foreseeable future, there are educated guesses and projections that can be made based on trends and available data. An experienced real estate agent can be one of your best resources in determining whether a neighborhood is growing or declining. Very often there are telltale signs that are worth paying close attention to when evaluating different homes for sale.
  • Architectural style: While many house hunters are only interested in features like square footage, lot size, and the quality of the school district, you may have preferences for specific architectural styles. Finding a house that conforms to your architectural preferences can make a big difference in your level of satisfaction. Although there are more than thirty different styles from which to choose, many people lean toward Colonial houses, Craftsman style homes, Contemporaries, Ranch houses, Tudors, Victorians (Queen Anne, for example), Cape Cods, Art Deco houses, Split Levels, and Bungalows. Other style possibilities include Dutch Colonials, Georgian-style houses, and Spanish-influenced architectures , such as the Monterey, Spanish Eclectic, and Pueblo. While some styles tend to be mostly confined to certain areas of the country, most communities have a wide array of architectural styles available to home buyers.
  • Condition of the Home: Some of a house's flaws are easy to spot, while others may require the expertise of a certified house inspector. The extent to which you're willing to make repairs, updates, and renovations to a new home will be one key factor that will determine which house is best for your needs, goals, and budget.
There are literally dozens of features, characteristics, and quality standards to keep in mind when shopping for a new home, but location, structural condition, and style are three factors that are well worth including on your priority list.





Posted by Stacey West (NH/MA) on 5/5/2017

It takes as little as two to three missed mortgage payments to receive a foreclosure notice from your lender. Receiving a foreclosure letter from your bank can be as unnerving as receiving a letter from the IRS. What you may not know is that there are generally two stages to the foreclosure process.

Take action on a house foreclosure notice

At first, you will likely receive a notice or letter that you have defaulted on your loan. The type of letter that you receive depends on the housing laws in the state that the house is located in. Additionally, depending on the details in your mortgage, you may need to go to court to start and finalize a foreclosure.

Details included on a loan default notice may include your  full name, street address and the lender's name and address. The reason why you are receiving the notice is also included. There's a likelihood that you will also receive a date by which, if you get caught up in your mortgage payments, you can remain in your house.

Which raises the first step that you could take to keep your house out of foreclosure. As soon as you receive a notice of mortgage default, contact your mortgage lender. Work out a date by which you can get caught up in your loan payments. Go with a date that you know you can meet. If you get caught up in mortgage payments by an agreed date, you can avoid receiving a foreclosure notice of sale.

More ways to keep your house out of foreclosure

Additional actions that you could take to keep your house out of foreclosure will impact your financial health over several years. However, there is another step that could keep you from dealing with a damaged credit rating. But, let's start with the early steps.

Schedule a meeting with your bank and discuss a loan modification. Again, make sure that you can meet the adjusted monthly mortgage payments. It does you no good to work out a temporary plan that you will only default on within a few months.

Take out aloan with another lender to cover the cost of the late payments. Only take out enough to cover the amount of mortgage that you are behind on. This should bean absolute last option, as it will cause you to take on more debt.

Another late option is to file bankruptcy. You will likely need to come up with bankruptcy filing fee. It is possible to find attorneys who will cover their fees until after the bankruptcy goes through. Just know that a bankruptcy will affect your credit for seven years.

You could also ask relatives to give you enough money to get caught up in your mortgage payments. Do this early, long before the bank moves your foreclosure to the sale stage. To avoid having your house go through foreclosure, take on a second job. For example, you could take on contractor work on weekends or in the evenings at home.

Depending on the amount of equity that you have in your home, you could sell items at your house to raise enough to cover late mortgage payments. As worried as you might become after you receive a foreclosure notice, you do have options. Start brainstorming for ways that you could rectify the situation. Above all, take action and reach out to your lender.




Categories: Uncategorized  


Posted by Stacey West (NH/MA) on 4/28/2017

Ready to enter the housing market and find your dream residence? Ultimately, there are many signs that indicate now may be the perfect time to buy a house, including:

1. Your family is growing.

If you recently got engaged to the love of your life, tied the knot with that special someone or have kids on the way, now may prove to be an ideal time to buy a house.

A home offers plenty of space, ensuring that you and your entire family can reap the benefits of a superb living space. Plus, many affordable mortgage options are available, making it easy for you to purchase a house without having to worry about breaking your budget.

Before you begin your home search, consult with a real estate agent Ė you'll be glad you did! Your real estate agent can help you determine exactly what you'd like to find in a home, ensuring that you can purchase a house that meets or exceeds your expectations.

2. You've secured a new job.

Now that you've landed your dream job, you may want to consider pursuing your dream house as well.

With a new, high-paying job in hand, you may be better equipped than ever before to make monthly mortgage payments on a residence. Also, you can work with a credit union or bank to secure a mortgage that matches your budget.

Furthermore, if you've landed a job that is several hours away from your current location, you may need to relocate. And if you hire an experienced real estate agent, you should have no trouble finding a great residence quickly and effortlessly.

An experienced real estate agent understands the ins and outs of the housing market. As such, he or she can help you narrow your home search and discover the perfect home.

3. You're ready to make a change.

Are you getting tired of your current neighborhood or living situation? Or, do you want to relocate from a cold-weather climate to a warm-weather region? If you're ready to make a change in your life, now may be a wonderful time to purchase a house in a new city or town.

Buying a house represents a life-changing decision and should not be taken lightly. However, those who are ready to make a change may want to buy a home in a new city or town so they can settle down and enjoy life in a different part of the country.

For those who are considering a change, meeting with a real estate agent is paramount. Your real estate agent can offer housing market data to ensure that you can secure a terrific house at a budget-friendly price. In addition, your real estate agent can serve as a housing market expert who will be able to answer your homebuying concerns and questions at any time.

Employing a real estate agent can make a world of difference for a homebuyer. Collaborate with a real estate agent today, and you can explore a wide array of homebuying options.




Categories: Uncategorized  


Posted by Stacey West (NH/MA) on 4/21/2017

We all know that cleaning supplies can be filled with chemicals and fragrances that are not the best for us to work with or live around. However, we also know that store bought solutions are very convenient. Maybe you would like to use more non-toxic cleaning supplies but are unsure of where to start. Iíve listed what you need to know below to get started with a more green cleaning routine! Everyday Cleaning: Choose cleaning products marked as non-toxic and microfiber clothes over traditional cleaners. These can usually be found in the natural section of stores. Microfiber clothes are also a fantastic multitasker to keep in your cleaning arsenal. Used damp they are great for cleaning and scrubbing while when dry they can be used for dusting. Since microfiber clothes are such cleaning superstars you will find yourself needing less cleaning product. When you do need a product to get the job done opt for a more natural or even homemade one. DIY: Ingredients that can get your home spick and span are also likely to already be in your cupboards. Check yours for the ingredients below!

  • White vinegar or apple cider vinegar - removes dirt, bacteria, and mineral deposits and can be used as a†multipurpose cleaner or as a†fabric softener in the washer machine.
  • Baking soda - absorbs odors and can be used as a gentle scouring agent on tubs and sinks.
  • Hydrogen peroxide - a disinfectant and removes dirt, can be used a stain remover.
  • Essential oils - for adding pleasant odors and some are disinfectants.
  • Borax - eliminates odors and removes dirt.
  • Castile soap - removes dirt and can be used as a†detergent or multipurpose cleaner.
  • Lemon juice- grease cutter, stain lifter, dissolves soap scum and removes mineral deposits.
When creating your own cleaning solutions please remember to never combine the following mixtures as they can actually cause more harm than good.
  • Vinegar and hydrogen peroxide - when combined they create an acid and can cause you harm or damage surfaces.
  • Baking soda and vinegar - while they will bubble up the result is a completely ineffective, neutral solution.
  • Castile soap and vinegar - the vinegar will turn the soap back into a white curdled substance leaving your home dirtier than you started.
Freshening up - Skip store-bought air fresheners and opt for diluting essential oils in a glass spray bottle, boiling a pot of spices like cinnamon and clove with oranges or opening a window to let some fresh air in! Plants are also a great, and natural, way to filter the air in your home while adding beauty to your surrounding. Laundry - When doing a load of laundry use cold water instead of warm as most of the energy used during the washing process is used on heating up the water. Washing clothes less often not only prolongs the lifespan of your wardrobe but also saves on energy in the long run as youíll need to do laundry less often. Hang dry clothes when the weather is nice instead of putting them in the dryer to save energy and money on your utility bill as well! We all want to know our home is a clean safe space for us and our families to come home to. Admittedly, green cleaning has a bit of a learning curve to it as you seek out new products and recipes for homemade cleaning solutions. However, as you make the effort to make your cleaning routine a more non-toxic one you can feel good about coming home to a house that sparkles and smells great!