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Posted by Stacey West (NH/MA) on 3/22/2019

Buying a home may prove to be challenging, regardless of where you decide to search for a house. However, if you are aggressive in your pursuit of your dream residence, you could speed up your home search.

Now, let's take a look at three tips to help you stay aggressive during your quest to find your dream house.

1. Keep Track of the Local Housing Market

You know you want to purchase a house in a particular city or town, but residences are selling quickly. Fortunately, if you monitor the local housing sector, you may be better equipped than other buyers to pounce at an opportunity to acquire a terrific residence at a budget-friendly price.

Be persistent in your home search. Review the local housing market daily, and if a home becomes available that you want to check out, schedule a showing right away.

Of course, once you find your dream house, don't hesitate to submit an offer to purchase it. Because the longer you wait to submit a homebuying proposal, the more likely it becomes that a rival homebuyer could acquire this residence.

2. Attend Open Houses

An open house provides an excellent opportunity to walk through a residence at your convenience. Then, if you believe a home is right for you following an open house, you can schedule a showing or submit an offer to purchase.

If you attend an open house, take notes when you identify things you like or dislike about a residence. These notes may help you make an informed decision about how to proceed with a home after an open house.

Ask questions during an open house, too. Remember, a seller's agent is on hand during this event, and he or she can provide you with home insights that you may struggle to obtain elsewhere.

3. Work with a Real Estate Agent

Although you may believe you possess the skills and expertise to quickly discover your dream residence, it never hurts to get extra help. And if you hire a real estate agent, you can receive comprehensive assistance as you work diligently to acquire a house that suits you perfectly.

A real estate agent is committed to a buyer's success, and as such, will do whatever it takes to help a buyer accomplish the best-possible results. Therefore, if a buyer wants to purchase a house near a beach, a real estate agent can keep this individual up to date as new beachfront residences become available. On the other hand, if a buyer is operating on a tight budget, a real estate agent will help this individual find a wonderful house that falls within his or her price range.

As you get set to conduct an in-depth home search, it generally helps to prepare for the homebuying journey. Thanks to the aforementioned tips, you can take an aggressive approach to accelerate your home search and boost the likelihood of acquiring a house that you can enjoy for years to come.




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Posted by Stacey West (NH/MA) on 3/15/2019

If you want to enjoy a successful homebuying experience, it may be beneficial to hone your house search to residences in a select group of cities and towns. That way, you can speed up the process of finding and buying your dream residence.

Now, let's take a look at three tips to help you narrow your house search.

1. Review Your Short and Long-Term Goals

Consider your immediate and long-term goals. By doing so, you can focus on finding a home that falls in line with your aspirations.

For instance, if you want to work in the big city, you may want to search for residences in or near the city itself. On the other hand, if you have children, you may want to explore houses near top schools and parks.

Be flexible as you consider homes in assorted cities and towns, too. If you are open to homebuying opportunities in different areas, you may be able to quickly find a great residence at a budget-friendly price.

2. Obtain a Mortgage

With a mortgage in hand, you'll know exactly how much you can spend on a house. Then, you can narrow your home search to residences that correspond to your budget.

Meet with a variety of banks and credit unions, and you can get pre-approved for a mortgage. Banks and credit unions employ friendly, knowledgeable home financing specialists, and these professionals can help you determine which type of mortgage will suit you perfectly.

Also, you may want to ask questions as you review your mortgage options. Home financing specialists at banks and credit unions are happy to reply to your mortgage questions, and ultimately, help you make an informed mortgage selection.

3. Consult with a Real Estate Agent

Finding a home in a particular city or town may be tough, especially if you try to navigate the real estate market on your own. Conversely, if you hire an real estate agent, you can get the help you need to discover your dream house.

A real estate agent is a homebuying expert who will go above and beyond the call of duty to transform your homeownership dream into a reality. He or she first will learn about your homebuying goals and budget. Next, a real estate agent will provide you with details about available homes in myriad cities and towns. A real estate agent then will help you kick off a home search so you can locate your ideal house.

Of course, once you discover your dream home, a real estate agent will help you submit a competitive offer to purchase this residence as well. And if your homebuying proposal is accepted, a real estate agent will devote the necessary time and resources to ensure you can immediately finalize your home purchase.

Take the guesswork out of finding your dream residence – use the aforementioned tips, and you can boost the likelihood of acquiring a terrific house that you can enjoy both now and in the future.




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Posted by Stacey West (NH/MA) on 2/8/2019

When you make the decision to buy your first home, you should be certain that you’re ready to make the leap into homeownership. There’s many different things that you should do as a buyer to get ready before you even set out on the search of a perfect home.


Choose An Agent


You may think that one real estate agent is the same as any real estate agent that you’ll find. This is far from the truth. Some agents have certain specialties. The knowledge that an agent will bring to your house hunt is often invaluable. You are making one of the biggest purchases that you’ll ever make in your lifetime. While many buyers think that they can simply do an online search themselves to find a home, your realtor will have many more resources to assist you in finding exactly what you’re looking for.


Figure Out The Financial Portion Of Buying A Home


While knowing how many bedrooms you need and where you hope to live is important, understanding your finances is even more important. You’ll need to talk to a lender to get the process started. After looking at your own personal budget, you should get pre-qualified. Getting pre-qualified allows you to see a general number of how much house you can afford. That can help you start the process, however, there’s still a few more steps. 


From here, you can do what needs to be done to get your entire financial picture ready to buy a home. This includes saving for a downpayment, improving your credit score, and continuing to keep up bill payments and consistent work history. 


Next, you’ll want to get pre-approved. This allows your lender to dig into your financial picture. Everything from your credit score to your income and employment history will be considered. Your lender will then give you a more definitive number of how much you’ll actually be able to get for a loan when you buy a home. To get pre-approved, be prepared with 1099 forms, pay stubs, tax returns, and bank statements. You’ll then have the concrete amount that you’re approved for along with the interest rate that you qualify for. 


Once You Have Applied For A Home Loan


Once you find the realtor to assist you and secure the home of your dreams, you’re not free to head out and buy all the furniture that you need to fill up your house. The home loan must go through the underwriting process and until that is complete, your finances are essentially on lockdown. If you start opening new credit cards, decide to buy a car, or fall behind on payments, you could end up in a lot of trouble. You want to keep your credit score stable throughout the process of buying a home for smooth sailing.





Posted by Stacey West (NH/MA) on 2/1/2019

For those who want to acquire a stellar house at a budget-friendly price, it pays to work with a diligent real estate agent. In fact, some of the top reasons to hire a diligent real estate agent include:

1. A diligent real estate agent knows all about the housing market.

Are you still unsure about what differentiates a buyer's market from a seller's market? No worries, as a diligent real estate agent can teach you everything you need to know about the housing market.

A diligent real estate agent will dedicate the necessary time and resources to help you become an informed home shopper. That way, you can enter the real estate market with the support and insights that you need to succeed.

Also, a diligent real estate agent is ready to respond to any homebuying concerns and questions. This housing market professional can serve as an expert homebuying resource who can help you achieve the best possible results during the property buying journey.

2. A diligent real estate agent can help you establish realistic homebuying expectations.

Although it may seem simple to look at houses and find one that can serve you well for years to come, the property buying process may prove to be much more complex than you initially thought. However, a diligent real estate agent can help you map out your homebuying journey so you can avoid potential hurdles along the way.

For example, a diligent real estate agent may encourage you to get pre-approved for a mortgage. Because, with a mortgage in hand, you can begin your home search with a clear understanding of how much money you can spend on a house.

A diligent real estate agent may ask you to differentiate between "must-haves" and "wants" for your dream residence. And with a homebuying checklist in hand, you can narrow your home search and accelerate your quest for the perfect residence.

3. A diligent real estate agent can help you handle homebuying negotiations.

Let's face it – homebuying negotiations can be tricky, particularly if you're forced to work with a stubborn home seller. But with a diligent real estate agent at your side, you can get the assistance you need to purchase your dream house at your ideal price.

A diligent real estate agent can negotiate with a home seller on your behalf and keep you up to date at each stage of a negotiation. Then, as homebuying negotiations progress, a diligent real estate agent will be able to offer tips and guidance to help you make informed decisions.

In addition, a diligent real estate agent can help you minimize stress throughout homebuying negotiations. If these negotiations become too stressful, a diligent real estate agent will do everything possible to help you stay calm, cool and collected as well.

If you're planning to buy a home in the near future, hiring a diligent real estate agent is a must. This housing market professional will do what it takes to ensure you can purchase a wonderful residence that matches or exceeds your expectations.




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Posted by Stacey West (NH/MA) on 1/25/2019

After conducting an in-depth home search, you probably have discovered that many outstanding houses are available. Yet you're still on the fence about whether to submit an offer to purchase a residence.

Ultimately, there are many signs that now may be the ideal time to submit an offer to purchase a residence, and these include:

1. You find a house that matches or exceeds your expectations.

If you view a home and find that it matches or exceeds your expectations, you may want to submit an offer to purchase this residence. Because if a home seller accepts your proposal, you then can conduct a house inspection to alleviate any potential concerns.

Remember, a house that matches or exceeds your expectations now may fail to do so following an inspection. Lucky for you, an inspection provides a valuable learning opportunity. If you discover you no longer wish to purchase a house following an inspection, you can rescind your offer to purchase and reenter the housing market.

2. You're operating in a seller's market.

A seller's market generally features a shortage of high-quality houses and an abundance of buyers. Thus, if you find a home that you want to buy in a seller's market, you should not hesitate to submit an offer to purchase. Because if you wait too long, you may miss out on the opportunity to buy your dream residence.

If you submit an offer to purchase a home in a seller's market, it is important to provide a competitive homebuying proposal. By doing so, you can increase the likelihood of receiving an instant "Yes" from a seller and move quickly to acquire your ideal house.

3. You're facing a time crunch.

If you want to move to a new home soon, there is no need to wait to submit an offer to purchase. In this scenario, you should submit an offer to purchase as soon as you discover your dream house. That way, you can speed up the process of relocating from one address to another.

Of course, if you face a time crunch, you should map out your home search as much as possible. Just because you have a limited amount of time at your disposal does not mean you should be forced to settle for an inferior home. Fortunately, if you create a homebuying strategy, you can find ways to optimize your time and resources throughout your home search.

For homebuyers who are uncertain about whether to submit an offer to purchase a house, it may be beneficial to work with a real estate agent too. A real estate agent can offer expert insights into the housing sector. As such, this housing market professional can help you determine whether now is the right time to submit an offer to purchase a house.

Hire a real estate agent today, and you can get the help you need to discover your ideal residence and acquire this house at a price that matches your budget.




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